My family car was repossessed almost a year ago after falling behind on payments. Due to this, I picked up full-time work while juggling trying to be the first in my family to graduate university. I was able to do both. But since I live in a low-income apartment, as I make more money, I pay more in rent, too. While being a net positive, it unfortunately evens out in still not being able to save for any big purchases.
As of now, I currently spend $500 in rideshares a month to get to work. Public transportation is extremely useless. Riding bikes is dangerous due to highways, but also because Florida is in its rainy season.
I didn't want to make a fundraiser, and haven't for 9 entire months. But I'm realizing this really may be the only way I'll be able to just get a car. And yes, the amount is a lot! I don't expect to get it all. But here's a good breakdown of what I could get with the money:
~$2,000: A down payment for a beater, also helps pay for the mechanic I'll have to hire to do an inspection so I don't get saddled with something unusable, and rideshares back and forth from the dealership/seller.
~$5,000: Down payment on an actually decent used car! + a very cheap car note that I can afford.
~$10,000: Probably entirely paid off, no car note! I can now focus on just paying insurance every month.
I know everyone's struggling right now, but a little adds up to a lot. Thanks for reading! ❤️

