Help Chad Fix Grandparents' Leaky Roof

My name is Chad. I have my grandparents' old house. About 10 years ago, someone named Dale was hired to put a new roof on my grandparents' old house. You know what we found out he did? He never took the old shingles off! He put new shingles on top of old shingles and called it a day. They took him to court where he lost and was ordered to pay back the money for the roof, which he hasn’t done. Nothing happened to him and now the roof is leaking.

Insurance won’t cover it because of the condition the roof was already in, and the weather has destroyed it. It’s leaking in two spots and I don’t have the money to fix it.

I have gotten 3 estimates to put a new roof on with the cheapest one being 8 thousand dollars.

i will post before and after pictures.

Update. I used the 115 to get some tarps up but it's still leaking.

we are now worried about mold and the wood rotting.

I applied for 3 loans and was turned down because I have a current auto loan and student loans and "too much debt" despite having a decent credit score.

Even without the money maybe someone who is a roofer can help repair it and work with me with payments?