My name is Ashley and I am asking for help to prevent foreclosure from delinquent property taxes. Some backstory on my situation is I was dating a guy whose mother had passed away and left a last will and testament for him to inherit the house. To make this short, he got a life sentence and went to prison and made me power of attorney. When he was arrested, the property taxes were two years behind. I’m just learning of this. In the state of Kentucky and the city of Louisville, when you are delinquent on your property taxes, they sell off your delinquent taxes to a third-party buyer.

On February 11th, I received a letter in the mail telling me to contact this lawyer who had purchased the delinquent taxes, or he is collecting for someone—I’m not really sure. On February 12th, I got this email, which I will be showing a picture of, telling me that I have until February 16th to pay $7400-something odd dollars, or he’s going to start the process on foreclosure. I let him know that I have my federal income taxes coming, but it probably wouldn’t be until the first week of March. He is giving me until the end of February. The letter says February 16th, but I have talked him into the end of February.

I have no family to support me or to fall back on or to even just have emotional support. My two dogs are the only family that I have, and this is the only stability and the only home I’ve ever had. I’ve been here for almost 5 years. I do have a past I’m not proud of, which makes it hard to get a job, even with my past trouble not being since 2020. I’m just asking for some support from the community to please help me keep the house. I am power of attorney over the son, but the house is still in the deceased mother's name, so it’s hard for me to get any resources or any programs or any financial help because it’s not in my name. Also, because it’s not in my name, the third-party buyer refuses payment plans and would only do payment plans with the actual owner.

This is a complete nightmare, and I’ve worked really hard to get where I’m at. I’ve been taking care of this house since I got here four-plus years ago. I’ve not been in trouble. I’ve been in school. But the school money that I have left over from tuition and stuff pays the bills sometimes. I feel completely defeated with my back against the wall, my hands tied behind my back with nowhere to turn or nobody to help. Anything would be greatly appreciated, even if it’s just a prayer. If you can help me, my dogs and I would be super grateful, and if not, we appreciate you taking this time to read and share this.