Help Anna Replace Totaled Car

Hi Friends,

My name is Anna Bean, and I am a 25-year-old non-binary person trying to make it in Los Angeles. While leaving my job late Saturday night, I hit a curb and ended up damaging the axel of my car beyond repair.

I don't know how to navigate this situation, and I don't have the money or ability to get to work in the interim, and I'm at the risk of losing my job if I can't get a car ASAP.

I am already struggling financially as it is, and the added stress of this is really affecting my mental health.

My father died when I was 18 and left this car behind for me, so the shock of this has hit pretty hard. I'm not only devastated about losing this car, but I'm definitely not in a position where I can afford to replace it.

I work very far from where I live, and the cost of ubering to and from every day would cost more than I make in a day at my job. I don't have the money to get to work without a car and would have to quit if I can't make it to work. I work in the hills area between Sherman Oaks and West Hollywood, and there is no public transportation/bus that makes the trek up that hill (Beverly Glen area). I also don't have any savings right now or decent credit.

It's embarrassing to admit, but when my dad passed and I was on my own, I ran my credit into the ground trying to survive. Even seven years later, I'm still trying to repair the damage. When I say it's bad, I mean terrible. It's to the point where I would not get approved for any kind of loan or financing.

I'm not sure what my options are. I will probably try and buy the best used car I can find with cash off of Craiglist or Facebook Marketplace, or find something used at a bad credit car financing dealership. I don't have money for this right now, so anything you could give, I would really appreciate it, whether it's small or even just sharing the post or a piece of advice on used car buying.

Thank you so much for any help or input you have and for reading this far. It's embarrassing to ask for help, and I know many don't have much to give right now, so I truly appreciate anything I can get. Whether you can donate or share or just send a hug, it all means a lot to me, and I'm so sorry even to ask.

I love you all, and I wish you all the best in these stressful times. Thank you.

❤

-Anna