Hi, my name is Amy. I really don’t want to do this. I hate asking for financial help, especially when I know so many of my people are also struggling. But I am quite literally out of options.

Back in 2022, I got a second job to help cover my bills. But I somehow messed up my tax forms, & when tax season came around, suddenly I owed almost $3000. I was counting on my tax refund to help me cover more bills & try to dig myself out of debt, but instead I got more debt to worry about. I had the due date pushed off until December of this year, hoping I could save up the money. But I am back down to one job as of January, & it’s not quite cutting it. I haven’t been able to save anything for the upcoming tax bill (now due in less than 2 months! ), & a couple recent issues have set me more behind in my regular monthly bills that I have ever been before. I am drowning.

For the curious, my bills are mostly credit card payments, as I was an idiot in my younger 20s & am now reaping the rewards (those being very high interest rates & payments running at about 70-80% of my income). I am trying to do better - HAVE been trying, for years now. But escaping the consequences of younger me’s actions, desperation-fueled though they may have been, is a journey I’m probably stuck in for the rest of my life.

I have been donating plasma, nannying on the side, trying to put in overtime when I can, & generally working my butt off & I cannot for the life of me seem to catch up. It has me in a very bad headspace most of the time, & I am so tired of dealing with all of this stress.

So now I am here, as a last ditch effort to maybe make the looming tax payment situation less terrifying. I can probably drag myself out of my own monthly bill hell soon, but I don’t know how I’m going to come up with $3000 by the end of December.

If you can spare anything, there are no words to describe how appreciative I would be. If it would at all hurt you financially, please do NOT send anything. Please. The guilt of even making this thing in the first place is already suffocating me.

Thanks for reading. <3