PLEASE HELP ME PAY OFF MY SON COLLEGE STUDENT BALANCE AND BUY A USED CAR

Last week, our lives have changed in an unexpected way. I am a single mother is was a victim of a hit and run (not at fault). In the late night of June 25th, 2026. It appears to be targeted; however, the situation is still under investigation. Due to the lack of coverage (I am doing the best I can to keep up with everything by myself as a single mom), I am now without a vehicle and unable to work my second job to care for my family 9 people. This has caused our life to take a swift because my son is in the process of going to college soon. Our car has been with us since 2019 and has gotten our family through A LOT, and was also my resource to working so I can save the money to pay for his student fees. I am currently employed but not making enough to cover bills, food (no assistance) and other expenses (such as utilities, basic monthly needs etc), care for my family and then have money to pay for another car as well as my son’s student expenses. We have exhausted loans and scholarships. This is the first time I’ve ever done something like this but I need help. I don't know what else to do.