Help a Father Overcome Student Loan Debt & Secure His Family

Hello/Asalaamu Alaikum,

My name is Faisal Lodhi, and I come to you with a heavy heart and a plea for urgent help. For the past several years, I have struggled under the weight of a student loan debt that now stands at $34,609.40, and it keeps growing due to interest. This debt is more than just numbers—it is a daily burden that affects every part of my life and the future of my family.

During the COVID-19 crisis, I lost job stability and faced financial hardships like many others.

Then, when my mother became seriously ill, I had to spend almost all of my limited funds on her urgent medical care.

As the sole provider for my wife and two high school children, I have been forced to prioritize basic needs—such as our home, bills, and credit card payments—over paying down this mounting debt. The heavy toll of these struggles has hurt my credit score, blocking me from accessing additional financial aid that could help secure a better future for my children.

Every day, I wake up with a deep worry about how I will provide for my family and give my children the chance to dream about college and a brighter future.

The stress and anxiety of this debt weigh on me constantly, and I feel desperate for a way out. I am working hard to turn our situation around, but I cannot do it alone.

How Your Help Will Be Used:

Reducing the Loan Balance: Every dollar donated will directly lower the $34,609.40 student loan debt.

Curbing the Interest: Your support will help pay off the growing interest so that the debt does not continue to spiral out of control.

Restoring Financial Stability: By reducing this debt, we can improve our credit score and open up opportunities for better financial support and, importantly, secure a future for my children’s college education.

I have also consulted with a trusted religious scholar who confirmed that, given my limited income and urgent need to pay off this debt, I am eligible to receive Zakat. If you are able to help during this blessed month of Ramadan, please consider donating your Zakat—your generous support will go a long way toward lifting this heavy burden from our lives.

I am reaching out in urgent hope because each day that passes makes our situation even more challenging. Your kindness, whether through a donation or by sharing my story with others who might help, means the world to us.

Thank you for taking the time to read my story and for any support you can provide. May Allah bless you abundantly for your generosity and compassion.