My name is Eric D. Love — I’m a U.S. Air Force veteran, a husband, a father of two young boys, and a man doing everything I can to secure a peaceful, stable life for my family.
After years of honorable service, I bought a home in Elk River, Minnesota, where we’ve poured our savings and our hearts into building a lasting foundation.
Recently, I began working with my lender to refinance our second mortgage — a step that would combine two loans, lower our monthly payments, and strengthen our long-term financial outlook. Unfortunately, our home was appraised just low enough to disqualify us from the terms we need. But despite our efforts, we now face a financial wall.
As a 100% permanently and totally disabled veteran, my income is fixed. It covers our family’s needs, but doesn’t leave room for unexpected gaps like this one. This setback puts my family in a tight spot. The lender is willing to move forward if I can cover the shortfall — just $5500 to get us across the finish line.
• Cover the $5,000+ shortfall needed to complete the refinance
• Reduce or eliminate our second mortgage
• Avoid spiraling monthly payments that threaten our financial stability and our home
This refinance would allow us to:
• Merge two loans into one manageable payment
• Strengthen our long-term housing security
• Protect the space we’ve worked so hard to build for our children
We’ve always tried to do things the right way. And now, we just need a lift. Every donation — no matter the size — brings us one step closer to peace of mind and a stronger future.
If you can help or share this campaign, I’m deeply grateful.
With heartfelt thanks,
Eric Darnell Love
Air Force Veteran | Husband | Father
Organizer
