Please help me with bills!

Hi! I'm Xena and I'm 22 years old, and I need help with paying for bills! (like everybody else, of course). Unfortunately, I've been very low on money (currently have an overwhelming negative amount under my name). I need help with paying for my car payment, my electric bill which has been piling up since around July. ANYTHING HELPS! I will be more than grateful for whatever y'all can send! Not to be a pushy Polly, but the sooner the better!