Hey folks. It's rare that I ask for help, but I'm not sure what to do. Not long after the tornado (missed me), lightning hit a tree next to my house which exploded -- the largest piece hitting my roof. Insurance has unfortunately lapsed -- COVID economy, still recovering from divorce, and also getting shafted on my last 2 jobs to the tune of over 5k.

Filled with desperation and shame over my current situation ... any little bit would help.