My Story & Why I’m Launching the un-bank

Hi, my name is JJ, and I’m the founder of “the un-bank” built for parents and their kids.

This idea is more than just a business for me — it’s personal.

A few years ago, I lost my best friend to an overdose. What haunts me is that so much of it could have been prevented with better oversight, guidance, and support from parents around spending and lifestyle choices. He was given financial freedom without financial wisdom, and the consequences were tragic.

That loss changed me. It made me realize how many young people are growing up without the right tools to manage money — and how parents are left without real visibility until it’s too late.

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What the un-bank Does

the un-bank is a banking solution, smart credit card, and AI-powered finance app designed for families. It helps parents guide, not control — and it gives kids the financial freedom they want while building the responsibility they need.

• Parental Oversight: Real-time spend alerts, cutoff switches, and healthy boundaries

• Financial Growth: Credit-building, budgeting tools, savings, and investing features

• Financial Education: A gamified experience that teaches kids strong money habits — budgeting, saving, and building credit — in a way that’s fun and empowering

• Mental Wellness Support: Gentle prompts and check-ins to prevent financial stress or risky spending

It’s about trust, transparency, and preparing the next generation for independence with both safety and knowledge.

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Why I Need Your Help

We’re raising funds to bring the un-bank to life and launch nationwide. Your support will go directly toward:

• Building and scaling the app and card infrastructure

• Securing compliance and financial partnerships

• Launching outreach to families who need this tool most

Every contribution helps us take one step closer to protecting families, empowering kids, and preventing tragedies like the one that changed my life forever.

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Join the Mission

By supporting the un-bank, you’re not just funding a startup — you’re joining a mission to build a safer, smarter financial future for families everywhere. Together, we can make sure no parent is left in the dark, no child slips through the cracks, and every kid grows up with healthy financial habits that last a lifetime.

Thank you for standing with me.