Financial Crisis Please Help me Stay in my Home

UPDATE:

Hey All,

It’s just before 4 AM. Trying to sleep, but anxiety is way high. After staring at news on my phone I start to feel sleepy again. Back awake, it’s now 4:50 AM. Try the phone news again. At 5:40 AM, I try the phone thing yet again. At 6:18 AM, I decide to just pack it in and I get up. I mostly worked nights my entire working life. Now a days, I generally wake up around 9:00 AM.

Maybe it’s the anxiety, maybe the asthma, sleep apnea, some combo, but my chest is very tight. Breathing, I sound like a kazoo. I suck on the rescue inhaler. The rattling sounds subside, but my chest still feels tight, that’s the anxiety.

I know the symptoms, I was a Mental Health Counselor for almost fifteen years. Anxiety and depression is what I would identify here.

I get up to start another anxiety filled day. The arthritis in my knees and ankles cause popping and cracking sounds like an old piano who’s keys no longer hit the strings. I search the employment ads on my Indeed emails knowing with my health issues, I wouldn’t make it past the interview. So, here I am begging for your help, someone’s help, anyone’s?

Time is rapidly running out to raise the $5,500 I need to cover the $2,565+ processing fees for the condo complex repairs needed as identified through the required 40 year condo complex assessment, and this year’s Real Estate Taxes of $2,995.92+ their processing fees.

Someone asked why isn’t the landlord paying these bills. As I tried to explain, the agreement between my family member that owns the unit (in their name), and myself, is that I pay all bills (everything) as long as I live, here. So, these bills fall, heavily, on me.

Anxiety and depression, depression and anxiety. Often, thoughts go to dark places. I tried online bank loans, but in their online forms they all ask for my checking account and routing numbers before providing the terms. I’m not at all comfortable with that. There’s no one to speak with, just more anxiety provoking. Depression is my constant companion. Not, “woe is me” type of depression, but a realization I’m alone, without help.

The home page of fundraising sites are full of hope and success stories. They include tips and tricks to get the funds one needs, for all kinds of needs, or wants. I tried to rejoin Facebook. I left them 14 years ago. Fundraising sites advocate increasing one’s exposure through social media. Facebook is preventing me from rejoining. No explanation, no way to contact them, no way to plead my case.

I signed up with Mastodon, and listed my fundraising efforts and links. While I’m getting likes and others are following me, my funds remain at $0.

Oh well, thought I’d update my, lack of, progress. I don’t have what some might consider a good social cause, advocacy for cute animals, or are a child or adult needing to cover life altering/saving medical expenses. I’m just a 74 year old guy, on my own, reaching out to somebody, anybody for some financial compassion, a helping hand. I know it can be a lot to ask, but I really do feel, know, as though I’m stuck between that rock and that hard place.

Thanks for anything you can do. As a child I had believed, well before now, the world would be a much kinder, gentler, helping place. Looks as if we went in the other direction.

Hi all, my name is John. I'm 74 yo and struggle to get by on my Social Security. I'd apply for work if I thought I could do it but arthritis in both knees and ankles, asthma, sleep apnea, and thyroid disease that caused a 50 lb increase, then 25 lb decrease (just can't seem to get stable), I doubt anyone would hire an old guy like me. I know they all say they don’t discriminate based on age, but the look on their face tells a different story. The asthma, and maybe the apnea and thyroid disease, result in periods of fatigue throughout the day and night. I use a rescue inhaler and a nebulizer. Although the nebulizer results in my experiencing anxiety, jitters, increased heart rate for which I need to lay down till my body slowly comes back to a more normal state. With the arthritis, I don’t handle stairs too well. I have to take one stair at a time. I live on the second floor. Just an average walk around the supermarket aggravates the pain in my knees, ankles, and sometimes hips too, and most times physically draining.

So, here’s my reason for reaching out for help. I hoping to raise $5,500.

I've been renting a family member owned condo for the past 18+ years. I live alone. I pay all the bills, everything. I don't use the AC, too expensive for me. Last year was brutally hot, though almost every year is. But with my Social Security I’ve been able to manage, up until now.

Last year’s condo president made some unneeded, unauthorized "improvements". That added $1,000 to my yearly rent. Just that alone stretched my SS to the edge.

This year, resulting from that condo building collapse in Sunnyside FL, the state mandated a 40 year assessment be conducted which resulted in an additional $2,565 due by this Feb 15.

And, this year the Real Estate Tax is $2995.92 plus processing fees.

I'm kinda at my wits end. I've never done this before. I'm thinking $5,500 would cover the assessment, taxes, and fees. I realize people do this all, reach out, the time. Many seem to have a more noble cause, or life altering reason to ask for help. Although, this is life altering for me.

I'm from an older gen. I think we don't ask for help much. I'm okay with others asking for help. It's just a little hard for me, but I really got my back up against the wall. Hoping this works. Thanks if you read my tale of woe. And thanks ever so much if you contribute. I really need some help. I’d like to avoid standing at an intersection holding a sign.

Thank You!

John