My name is Olivia, and I am a mother doing everything I can to provide stability for myself and my son Gabriel. For years, I have been working contract jobs because those were the only opportunities available to me. Each time a contract ended, I was forced to rely on credit cards to get by until another job came along. I would pay off the cards, catch up on bills, only to be let go again and start the cycle over.
To improve my chances, I secretly went back to school and now have just eight credits left until I can graduate. Last semester, right before midterms, my laptop broke, forcing me to drop my classes and leaving me with an unpaid invoice that I now need to cover. After my last IT contract ended, I decided to invest in my nail salon skills and see if I could make it work. Going from a steady hourly wage to full commission has been a struggle, especially as I wait for walk-in clients. My credit cards are now maxed out, and despite applying for IT jobs, I haven’t had any luck.
My son Gabriel has significant needs and requires multiple therapies—ABA, occupational, speech, and physical—each requiring over 40 hours a week. I’ve been on waiting lists for these services since he was three, and he’s almost five now. I have applied for Disability for Gabriel, and even hired a lawyer, but I’ve been told it could take years to get him assistance. My days start at 6 am to get him to therapy, and thankfully, my current salon allows me to bring him, but I’m not making enough to cover our needs. The only jobs I can work are those that allow Gabriel to be with me or are remote, but those have been hard to secure.
Recently, my paycheck bounced right when rent was due, and I had to make payment arrangements to keep our utilities from being cut off. Both my bank and the salon’s bank say it’s not their issue, and I’m left waiting for a resolution. I am exhausted and desperate for stability.
I am asking for help to cover past due bills, pay for my school semester and books, eliminate my car note entirely (which is desperately needed due to a high APR), and pay off credit cards so I can have a clean slate. Your support will help me focus on my education, care for Gabriel, and finally move toward a stable future. I hate that I have to ask for help, but I need it. Any contribution will make a meaningful difference for us.
To improve my chances, I secretly went back to school and now have just eight credits left until I can graduate. Last semester, right before midterms, my laptop broke, forcing me to drop my classes and leaving me with an unpaid invoice that I now need to cover. After my last IT contract ended, I decided to invest in my nail salon skills and see if I could make it work. Going from a steady hourly wage to full commission has been a struggle, especially as I wait for walk-in clients. My credit cards are now maxed out, and despite applying for IT jobs, I haven’t had any luck.
My son Gabriel has significant needs and requires multiple therapies—ABA, occupational, speech, and physical—each requiring over 40 hours a week. I’ve been on waiting lists for these services since he was three, and he’s almost five now. I have applied for Disability for Gabriel, and even hired a lawyer, but I’ve been told it could take years to get him assistance. My days start at 6 am to get him to therapy, and thankfully, my current salon allows me to bring him, but I’m not making enough to cover our needs. The only jobs I can work are those that allow Gabriel to be with me or are remote, but those have been hard to secure.
Recently, my paycheck bounced right when rent was due, and I had to make payment arrangements to keep our utilities from being cut off. Both my bank and the salon’s bank say it’s not their issue, and I’m left waiting for a resolution. I am exhausted and desperate for stability.
I am asking for help to cover past due bills, pay for my school semester and books, eliminate my car note entirely (which is desperately needed due to a high APR), and pay off credit cards so I can have a clean slate. Your support will help me focus on my education, care for Gabriel, and finally move toward a stable future. I hate that I have to ask for help, but I need it. Any contribution will make a meaningful difference for us.