Hi I am Alex. As you know a lot of bad things have happened recently, including the death of my daughter in law at 37. I have had numerous unexpected expenses. But last weekend I had a major car accident, involving only me. My car was totally destroyed. Being an older vehicle, there is very little insurance money. With all the unexpected major expenses, I am trying to figure out how I can buy a used car which I need. I could make monthly payments but I need to get funds to do a larger down payment. Any help you can give me would be greatly appreciated.