Look, I'm American. My family are 47 worshipping republicans, my estrogen is expensive. And my family situation is getting worse, since my family knows I'm on estrogen.
I need to move out. An apartment doesn't seem feasible at this phase, because I can't find roomates. I'd like to buy a home, but even just the chunk of change to afford an apartment is helpful. I'm not far from the goal, but the budget barely breaks even, no room for savings, even with financial aid. If stuff gets more expensive, I would need savings to fall back onto, and to cut down on much of my already long deferred healthcare.
HRT alone costs over $100 a month since I have to do it out of pocket. I'm assuming once I move out I will have to drop out of college.
My goal is to buy a cheap run down house, which requires me to get the funds for a downpayment. If I am lucky, that is either going to be this or next year, that assumes I survive that long is the issue. I am no longer looking for the vague hope of a dream home, which would be a small homestead, a run down house to fix up, and a life to make my own.
Instead I am looking at a run down, lousy, cheap, small house to live in, or a small apartment if I can get roomates. The house is more expensive but long term is much safer if I can. However, I need funds for anything. If I can buy myself half a year, I'm hopeful I could have looked for a house, even if I resell it to move up eventually, but now? I'm looking to be ready to get an apartment in a panic, and need the savings for everything else.
A roof is good, but there are other expenses to brace for.
I'm frankly looking to pay for my estrogen, and build up an emergency move out fund. I can't put it on insurance currently, and my safety is fading due to fear for my partner and mine safety. Any funding helps us stay safe, be it escaping or saving up a little to ride this out.
thank you

