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Disabled - Help Me Pay Debts & Live A Normal Life

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....your little amount can take me a step closer to my goal!

Hello everyone; my name is Brian, and I am hoping to raise funds to fulfill a wish. I want to be able to pay back my 70yr old parents for all the financial help they have given me since I was declared fully disabled nearly a decade ago and considered 100% unemployable by the courts.

On top of all that, I also wish to be able to finally get rid of the extra debt I have built up myself spending beyond my means in an attempt to buy 'happiness'. But all I got was anxiety and depression!

The main difficulty that led to my situation came from the fact that I was labeled disabled in my early 30s. Having worked since I was 18, I still didn't pay very much into Social Security, leading to my SSDI Monthly check being on the meager side.

While awaiting the final decision of the courts on my case my parents graciously helped cover the mortgage on my house. Sadly, I was still unable to retain the house with my new finances leading to bankruptcy and my first return to living with my parents. Chipping in where I could, I paid my parents for my portion of their bills and paid them back what I could.

Then I attempted to move back out on my own, with my girlfriend at the time, into a nice apartment. Sadly, this was not meant to be either. Once again, I had to turn to my parents for financial assistance.

Now back at my parents’ house, my father still working into his 70s as they couldn't afford the pay cut retirement would lead to. Then Covid hit and retirement came shortly after that. I have been paying my way at the house, but only a tiny portion goes to repaying what I owe my parents.

At the same time trying to pay my way out of the constant nagging feeling of emptiness kept raising my ever-revolving debt, and once again my parents stepped in and offered to pay off my bills and I could pay them instead, interest-ree.

They even covered the cost of getting me a Corgi puppy to help motivate me and give me something happy to focus on, I'm glad regardless of the extra expenses owning such a great pup brings with it.

This worked great for a month or so however before I realized it my credit cards were back at max and the amount; I could pay my parents decreased monthly. Finally, I was able to get my head back into the game.

Canceled all my credit cards, and consolidated them. Wasn't going to lower my monthly payments but at least I could not get back into the same cycle of self-destruction I was stuck in.

Now, as I stated in the beginning, I'm hoping for the chance to truly repay both my parents’ trust in me as well as financially.

Living this way, I will never be able to stop being a burden on my parents and family. I know they have dipped into their savings more than once so I feel the need to repay more intently. So should this fundraiser succeed, I can look to the future and actually believe I may have one.

Thank you to all who made it this far. Should anyone decide to help and donate, to them, I will always be grateful and do all I can to be worthy of it, and never allow myself to fall back into this vicious cycle again, this time with only needing moral support from my family.

Please, if you cannot donate, please consider sharing this instead?

Thank you all and God bless you!


Organizer

Brian Schultz
Organizer
Milford, PA

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