My name is Destiney Bulley, I’m 19, and on April 4th, 2026, I was involved in a hit and run accident where I was rear ended. The car is completely totaled but luckily the two passengers and I are safe and not harmed. I bought this car maybe a month ago and was so excited to start working as a BHP (Behavioral Health Professional) on the upcoming Tuesday. Since I had to take out a personal loan to get this car, I still have to pay it off. Any help would be greatly appreciated.