
Debbie and Jeff Boshans Need Help!!!
Donation protected
Hello. My name is Kim Terrell and I am fundraising for two dear friends of mine, Debbie and Jeff Boshans. Their house was flooded and they have lost a life time of items. They basically got themselves and their cat out safely. Their house has been condemned and the generator for their street has been removed. So they have no power to try to salvage a any thing they can. They are tired and need help to rebuild their lives. Debbie and Jeff are people who love and give to others so much. Now is their time of need. Can we give them back the love they have given to so many? Please help!
Hello Kim, my daughter Lauren told me last night that you started a Go Fund Me for Jeff & Me. Thank you so much
Here are some updates and financial and prayer needs…
Our donated stay at Forest Park Hotel ended Saturday 8/13/22. We moved to our temporary long term place in Imperial that night. We are excited about what God has in store for us there.
A friend heard of the city’s generator being removed from our street and has loaned us his personal home generator to use while we finish up whatever we need to at the house.
The flood insurance (dwelling only) total payout is $48,000 less than the amount we expected and had been hoping for. And the contents only pays a max of $10,000 (which is far far less than the contents we lost).
We have $55,000 left to pay on our mortgage if we pay it off on/by 8/31/22. Doing that will allow us to stop making mortgage payments on a place where cannot live, and allow us to drop flood insurance (since we cannot rebuild). So that is the first place we will funnel any insurance pay out money. And we will start a house/relocation fund with any remaining money.
The house is not livable, and would take a LOT of work, very long time, and a lot of money to make it livable. The issues that put our lives and our neighbors’ lives at risk have not been corrected, so we need to start the work of relocating permanently. We had never “graduated” from our starter home, which made it a perfect place for retirement, small, centrally located, close to our kids, etc. We had been living in the downstairs bedroom the last few years and started moving things down from the upstairs to dig into some overdue maintenance projects (windows, floors, etc) before we retire… just replaced the HVAC a month before the flood (after a few years of no central AC). Everything that was down there is gone, short of a few very sentimental finds from the rumble that we are working on disinfecting/restoring as possible.
Jeff has always found us very modest pre owned cars to drive, and kept them well maintained so we could drive them for years. The current inflation/market makes those cars hard to find and more expensive. Car insurance payout is just not realistically going to replace what we had.
Jeff and I both started back to work on Monday of this week.
The bit of “normalcy” in that feels good. At the same time, being back at work is also exhausting as we are now playing “catch up” at work and we still have much personal life work to do in the way of flood recovery.
There are meetings available this week for help understanding the (crazily complicated) FEMA relief that may be available to us. After submitting our application online I received an email about small business loans that we may qualify for. Hoping that there is more aid than that??
We are so very grateful to you Kim for starting a go fund me and for your prayers! and to all who have reached out to us in so many tender ways, and for all the prayers that continue to go up for us. I’ve realized that not all of what I was sensing to be “emotionally numb” has actually been emotional numbness, but that much of that has in fact been the peace that passes understanding.
God is so good! While our bodies are exhausted and sore, our brains are exhausted and overwhelmed, our emotions are swirling and running up & down… it is well with our souls
Organizer and beneficiary
Kim Terrell
Organizer
Maplewood, MO
Jeffrey Boshans
Beneficiary