Please Help My Family

TL:DR at the bottom

Hi, for those who don't know the beautiful women in that picture. She is my wife.. Gabby

Anyone who has been around me knows how highly I view her and how much she means to me. That's my rock, my soul mate, my world. Well in light of recent events that world is in trouble.

See, my wife has been struggling to find work for some time now after her previous employer conducted a mass layoff a few months back. Fortunately for us, a recent job acquisition on my end, coupled with our savings, has kept our heads above water for some time now. As our savings slowly dwindled, we began feeling the heat of unemployment more and more. We cut some expenses out and began searching for jobs outside of Gabby's career field. At some point in the search for work, my wife received a message stating that an overseas data entry job took notice of her resume and wanted to schedule an interview. Approaching the end of our savings, we couldn't have been any more ecstatic. The interview was conducted via chat and ended with her seeing an offer letter the day after. My wife signs the paperwork, submits her tax info, fills in her bank information for direct deposit, and gets to work almost immediately. The work is all remote and thus would require equipment to be provided to us. Almost two weeks have gone by since the start of the job and we received a check for her equipment. We deposited the check via mobile, it cleared in our app a few days later, and my wife began making the necessary purchases via zelle. Well... the check came back 5-6 days later as a fake and was deducted from our account in the amount of $5000. Now comes the fun part...

We filed a dispute at the bank, submitted a police report, and sent in all the information/pictures showing what took place and how thorough the scam was. As a result of my wife's information being compromised and our joint account holding the bounced check, not only were her accounts held by Huntington (our bank) but mine also... at this point, since Huntington is our only bank, we have 0 accounts to pay our bills or have direct deposit go in. To make matters worse, the investigation concluded that we are fully liable for the missing funds and have demanded that we pay $4770 dollars within 60 days. Huntington also went a step further and reduced my wife's credit card balance to max out her utilization, which has now destroyed her credit by almost 100 points. Since the bank has held our accounts and essentially swept the rug beneath us, we really have no idea what to do.

we leaned on some community resources to assist us, which they have; however, the question of bills and this outstanding bank balance has absolutely ruined us.

We were able to scrape up some funds and have an idea of things to sell off, hence why the goal limit is not for the full amount.

All in all, I just want to help my wife. She has been through hell regarding this and i just dont want her to worry anymore. I have begun the search for a second job myself and she is still working hard in searching for legitimate work.

Please help my family

TL:DR - my unemployed wife was scammed with the "work-at-home" scheme and the banks have held us fully liable to pay the funds while also freezing every account we have and maxing her credit limit, destroying her credit.. we have no means to pay bills or the bank