Joseph's Crash Test(ing for) Dummy(s) (Help?)

I don't even know where to begin... it certainly didn't begin with a car wreck. And it's not going to end there; but my car (the Element of Surprise) being totaled is the final straw. (Does the camel really know which straw it was?)

If you know me, at all, you can probably imagine how much it costs me to reach out like this. But I'm at the point where even I can't deny my need. The last couple of years of medical issues (most still unresolved) culminating with my near total disability because of my failed hip, in combination with:

1) Losing my job

2) Having to move, unexpectedly, twice in a short period (forced into a last minute extended-stay arrangement that cost double my rent - plus storage) and, now, this -

3) The car is totaled; the payout is less than I owe. I live in Frederick, MD, but all my potential work is... elsewhere.

I have spent every penny of my own (unfortunately, a lot of it recently went into putting a new engine, catalytic converter, and brakes in the Element) and have now emptied my retirement savings. I am constantly applying for jobs, but the ones I can apply for in my current physical condition are getting fewer and farther between. I am in that uncomfortable space where no one wants to hire "an old guy", but I am a year short of being able to tap my social security (I have applied for disability, but that's a long row to hoe...) It feels like I have been laboring under a horrifying (but ludicrous) cloud: for a three month stretch, I couldn't even apply for assistance because it turned out no two government agencies could agree I existed... No. I'm not exaggerating. (My name was spelled incorrectly in interesting ways… )

I have always tried to contribute to the needs of others when I could; that doesn't, somehow, make it easier to ask. But, I am asking.

They say to keep three to six months cushion set by; I did; since going into education full-time, I even managed to start a small nest egg. It's all gone. I have reached the point where I know where rent is coming from for December - after that, it's a mystery (It doesn't help that rent has increased by more than half - for half as much apartment.)

Most urgently, I need to get some form of reliable transportation. My car is totaled, and the insurance payout is not even enough to pay what I owe.; Triangle Motors, who have always cared for my Hondas, has (nearly) agreed to let me purchase an Element from their rental stock. I'm not sure exactly when the rental from the insurance company is going to stop being covered, but it's soon, and I need to get to DC fo rehearsals for the show I am working on through November 17th. That is my only current income...)

Friends, I know it's a big ask; but, I'm desperate. Whatever you can comfortably donate would be greatly appreciated. If you are in a position to offer a loan - or better, WORK, reach out to me privately, I'd love to talk to you - just be aware that I can't, currently, do an awful lot of the things we are used to me doing.

Thank you, sincerely, if you've even read this far. Have a better day.