Suddenly her employment is in endangered due to a medical issue that developed in the fall of 2017. She developed a pressure sore that slowly grew over a few months, despite efforts to control and heal. At the end of December 2017 her doctor required that she do continuous bed rest in order to see if the pressure sore would shrink, at least to a level it could be operated. At this point she had to take a medical leave of absence from her job and focus on healing this wound.
In April of this year the doctor had decided that it was time to do surgery of the wound. By this time she had been out of work for over three months. She went into the hospital on April 4th for the surgery and was immediately put on more bed rest to heal from the surgery. On April 10th she underwent another procedure because the first procedure had failed.
The April 10th procedure was successful and she was in full recovery mode. On April 13th she was transferred to a local Transitional Care Unit to continue her recovery. While there the primary surgery site was continuing to heal just fine but a secondary location had become a small issue. It was another wait and see situation if the new spot would close on its own.
In the meantime her FMLA had expired through her employer and we had to begin paying COBRA insurance out of pocket at a rate of $1180 per month. She was receiving long term disability benefits through her employer, but when adding in other monthly obligations it is difficult to make those payments.
On June 24th her insurance states that she had exhausted the days available on her policy for transitional care and that if she were to continue her stay it would be out of pocket. Given her history of Spina Bifida there was no way she could go home and continue the required bed rest. So she continued her stay at a rate of $270 a day.
In the early days of July her surgeon decided that the secondary issue would require surgery in order to expedite her recovery. On July 16th a same day procedure was performed and went back to the care unit that afternoon. An additional two weeks would be required for recovery from this procedure.
On August 1st she saw the surgeon and had the stitches removed from the previous procedure. The following Monday, after some adjustments to her wheelchair, she would begin sitting again for the first time in four months. The following Monday, August 13th, she was finally discharged from the Transitional Care Unit.
Though she has returned home we are facing financial issues on two fronts; first off we are being billed by the care facility for all the days following her insurance ending coverage, around $12,000 and the other is the possibility of not having her position available to return to after her recovery, despite being there for over 30 years.
We have been a self-sufficient couple for over 27 years, always paying our bills and living by the rules. But now we find ourselves in debt due to situations beyond our control. We are asking for any assistance you'd be willing to provide to help us through this rough patch so we can continue with some normalcy in our lives.
Cheryl & Charlie