Saving My Home

Hi there, thank you for taking time to read my story.
My name is Carla. I am 49 years old and live in Southern California with my 6 year-old Labracuteador (Lab/something cute mix) Sequoia Louise von Slobbergator, and my 3 cats Baker, Ayuda and Mr. Grey.  
As you may know, I am not naturally inclined to ask for help. I have been tenaciousiously independent for as long as I can rememnber. Being in a position to be asking for help of this magnitude is a lesson in vulnerability that is hard to walk through.  However, I am in a position that if I don't, I could lose my home. That sounds terribly dramatic and I dislike drama. That is the reality though. 

Let me tell you a little about me in case you dont know me well. 
Before I start, I should say that below, I disclose medical news that I have kept largely private until now. If you love me, it may come as a bit of a shock. I apologize for that. I would prefer not to ever have to share about the accident that I describe below at all. It is an unavoidable detail that led me to this point. Feel free to reach out if you need/want whether you contribute to this campaign or not :-)
Now, where was I?
I am a optimistic upbeat person who rarely misses an opportunity to volunteer in my community if my schedule permits. I love to be outdoors enjoying all of the gifts nature has to offer. I am an artist who paints, etches glass, and does bead work. I work in a variety of mediums when I paint and love to use recycled or found objects when creating art. I try to be encouraging to others and to role model mindfulness, authenticity and cooperative living. I love to cook and bake for the people I care about. I work in a career I love and that nourishes my spirit. 
I have been living with Multiple Sclerosis for 19 and a half years.  MS effects me daily with muscle  spasms,  a reduced field of vision (almost no peripheral vision),  a limp or shuffle (depending on the day) and loss of balance when fatigued, digestive issues and sensitivity to heat (and cold these days). I have other effects but they are not important at the moment. Havng spoken about my side effects, let me tell you how I counter the effects. I exercise regularly in the gym and in nature. I have equipment at home in case I cant get out and have designed a workout that allows me to focus on my core to improve my balance. Although I was told my a neurologist in 2002 that I would no longer be able to do sports that require balance, I am an avid cyclist and surfer. I eat a healthy diet of mostly whole foods, some of which I grow myself. I have become better at maintaining a work/rest/play balance. I am self employed, which allows me to listen to my body and adjust my work load accordingly. I have a fantastic support sytem that includes biological family,  a huge framily (related by love but maybe not blood), holistic health providers,and a strong network of friends and aquaintences.
I work full time as an American Sign Language Interpreter. It is my heart's work that is also my profession.  I am also beginning a practice as a Holistic Well Being Coach. This will allow me to work from home when my health requires it and to work from anyplace I want when my health allows it.   I will continue to interpret, but coaching will allow me more flexibility in earning when I am too ill to  work outside the house and if  I ever have to reduce my interpreting work hours.

You may be wondering then, where my challenge is. 
Here's what's going on.
In November of 2015, a week before Thanksgiving, I had an accident that stopped my heart and respiration for about a minute and a half. My accident left me with a closed head trauma (I fell backwards 5 feet down onto a hard tile floor) and a lot of medical bills. Amazingly enough I did not fracture my skull in the fall, but my head injury made a few things that usually come easily to me a challenge. I had trouble remembering the names of people I met in the months after the accident. I had trouble focusing on and processing written material.  I am self-employed as an American Sign Language/English Interpreter. This impacted me while I was recovering because I had to work less for a while. Being self employed, I don't have sick leave. Fortunatley I had savings to carry me through that and to cover my medical bills. 
I have been in the process of an amicable divorce that was finalized this past June. For those of you who know when we seperated, yep, that took a while. The details arent inportant here and they aren't interesting, but if you want to know, ask.  My ex-wife, (I actually usually call her my "Doggie Mama" because "ex-wife" has such negative conotations associated with it. I didnt want the words I used to contribute to the challenges of divorce, so I opt for  "Doggie Mama" most days),  and I co-own our home and have been able to live serenly through the process of our divorce. In early December, 2 weeks after my accident, she told me that she wanted to sell the house and move out of state to the next chapter of her life.  The awful timing was not inentional.  She is simply following her truth. I support that wholeheartedly, even if I dont like what it means for me.   She is being more than reasonable in that she only wants me to assume the loan for the amount due on the current mortgage wich is less than the equity in the house.  
In late May or early June I started to see improvement in my memory and ability to process printed material. 
I realized that time was running out for me to assume this loan and I knew I had to increase my workload to re-build my savings, while paying my regular living expenses and a loan that I have.  I worked as much as I was able. Summer time is especially challenging due to my sensitivity to heat. Work in my profession is often lighter in the summer time too. I am currently working full time plus, but my body cannot handle any more hours. 
My deadline to assume the loan is mid November as that is when Alex plans to move. If I will not be able to assume the loan, the house will be put on the market and sold. 
I have thought about selling and moving was best, but for the reasons I will talk about in a minute, staying where I am is really the most ideal situation.

The total amount due on the loan is $274,000.00.
I am trying to raise a minium of $30,000.00. I included the total amount due on the loan because the closer I am to that, the more likely I will be to be able to qualify for a loan and a reasonable interest rate. I am asking folks who are able to donate whatever they feel led to donate to help me achieve this goal and stay in this house. The magnitude of the help I am asking for has not escaped me. I am not asking for a
"handout" though. I understand the importance of balance in giving and receiving. I mentioned before that I am developing a business as a Holistic Well Being Coach. Understanding that one is more satisfied and achieves goals faster when  in mind, body, spirit balance, I develop individualized plans that explore and adjust/change  nutrition, exercise, lifestyle choices, and limiting thoughts and behaviors to help you to identify and achieve your goals to create balance in all areas of your life.  Sessions can be conducted remotely or face to face. (Face to face sessions are available only to those in San Diego unless travel cost is covered). I am experimenting with technology that will allow me to offer personal trainng support romotely as a part of this service.  As a part of my coaching business and as a stand alone skill I am a phenominal motivational speaker/teacher. If I believe in the cause I am an amazing fundraising speech writer. I also tutor in American Sign Language These sessions can be preserved electronically for ongong study. Individual and group/family options available.
I am an avid surfer, kayaker and stand up paddle boarder. I have multiples of all of my equimpent that I would be happy to bring to your San Diego based beach day in exchange for your support.  If you would like lessons in any of these sports, I would be happy to teach you.  If all you want is personal training , I can design a program unique to you or teach group classes. I  designed my routine and despite MS, I am the fittest I have ever been in my life. The number of hours you receive in exchange for your contribution will depend on the service you choose. 

There are so many reasons that staying in this house is a better option than selling and moving on. It would be hard for me to afford to buy something else with the market where it is right now.  If I stay here not only do I, but my roomates continue to have a safe affordable place to live.  
I live in a home in a safe neighborhood, so I can walk any time of day without worry. 
When we bought this house, a large consideration was how easy it would be to live in this house in a wheelchair, in case my health goes that way in the future. The doorways are all large enough and the floor plan in the common areas is pretty open. All of the rooms would accommodate a wheelchair  The large windows in most of the rooms allow a lot of natural light and  fresh air (nice when I am unable to be out an about for anything other than work. I am on a hill so there is a nice breeze that cools the house most of the year. That is important as I am incredibly senstive to heat. 
I have been told by several doctors over the years that it would be wise to always live with someone as a safety precaution. Owning my home allows me to choose the people I have in my inner sanctum, rather than being at the mercy of the rental market as a renter. My home has large common areas, as well large bedrooms.  I rent several rooms and most of my roomates are folks living on disability. That helps with the monthly payments and insures that someone will know if I have an emergency. 
Another way that I will pay forward the contributions you make, is that I will continue to provide  a safe comfortable space at an affordable cost for folks on limited incomes with no foreseeable way of earning more money.  

I know that this is a HUMONGOUS undertaking.  I also trust in the power of community.  I know that when I open myself to the infinite power of Creator and Creation the seemingly impossible becomes possible and all goals are achievable if I take action. I am continuing to take action on my end and this is part of that.
I am deeply appreciative of  any contriution you can make . I would also be grateful if you would share this within your other networks. 
No matter how  you connect with the Divine, whether through prayer, meditation, dancing around a fire, beating a drum, striking a gong, chanting, looking within, walking in nature, lighting candles or something I have missed, I appreciate any energetic/prayer support that you can offer to this campaign.
With appreciation and gratitude,
Carla