Can't pay bills after accident

Hello, I am here to try and help Justin. He is in his mid thirties and is in constant, extraordinary, pain. Three years ago, Justin was a graduate student working towards his doctorate in Computer Science and didn't live in constant pain.

One day three years ago, Justin was riding his motorcycle back home and turned onto the road his apartment was on when he was hit by a car. The car was at the end of a line of five or six cars stopped at a one way stop sign. The road was curved so that the driver could not see the road two cars in front of them. They got tired of waiting for in line at the sign and decided to pull into the strip mall parking lot to get to the stop light on the other side. As they pulled around the cars in front of them, Justin came around the corner. Justin pulled hard to the right but could not stop from hitting the car that was on his side of the road. The crash was not a head on collision, but totalled his bike and did some cosmetic damage to the car. Justin actually walked away from that accident with only some light road rash on is arm and a very slight limp.

Over the next six months Justin noticed a growing pain in lower back and left hip. When the pain got so bad that he had trouble sitting through his classes he went to the doctor, where they found that he had a bone spur on one of his lower vertebra that was growing into his spinal cord. The bone spur came from the accident. He eventually had to stop going to class completely and was allowed to take the semester off. This was a problem because he could not keep working for the school if he was not in classes, so he also lost his job.

Justin went to see a pain specialist where they told him about his options. He could either have a surgery to remove the bone spur that had a rather high chance of paralyzing him from the waist down or take a series of injections to numb nerve clusters to both treat the pain and would identify which nerves could be cauterized to permanently stop his pain. He was told that the surgery was very risky and he would have a hard time finding a surgeon to do it in his current condition. Being told it was his best option, Justin decided to get the injections. He was told the injections would be on the experience so he contacted the insurance of the driver that hit him to get them paid for his treatment. They told him they could not give him any money without a bill and they could only pay out one time, so they told him to foot the bill and contact them again when the treatment was finished.

He was told the treatment would take less than a year and that he would have to pay $300 per visit.

When the treatments started he was pain-free for the first time and almost a year. The shots only lasted a little over 3 weeks each, but he was happy to have some relief. After he was a little bit less than halfway through, five shots in, he was told he could not get another shot until he settled his bill. He had been paying $300 at the beginning of every visit. What they had not told him was that the $300 was just to see the doctor and each shot was $1600. He explained that he didn't have the money but that the insurance company would pay for them after the treatment was done. The pain clinic refused to continue treatment until the first five shots were paid for. So he had to stop taking them.

Justin went to a lawyer and they told him that he would have to sue the insurance company to get the money for his treatment, but that process would take about two years. He filed the papers that day and was told he could not do anything other than wait.

About a year later his savings we're almost completely used up, his lawyer suggested he applied for disability, so he did. That was over a year ago, for the last four months they have told him they are waiting on an x-ray that was taken six months after his accident to confirm that he is actually injured. This is after he's been seen the three doctors.

Today he is completely out of money. He has sold his car, most of his computer equipment, and anything he has for entertainment. Six months ago he could not afford rent anymore, so he had to move in with a friend. He does not have money for food, he goes to a food pantry twice a month and was able to get on food stamps. They are telling him he might be removed from food stamps because he has not been granted disability.

He has been failed by the system multiple times, if the insurance would have paid for his medical care directly, if the doctor's office would have continued his treatments until the pain was gone, if the insurance company did not purposely extend the lawsuit in hopes that he would settle for less money than it would take to pay for his medical bills, or if the disability process had not stalled at an x-ray that needs to be driven 5 miles up the road, he would most likely be pain free today.

Justin has not done anything wrong in this situation and has done everything that he was told to do. And he has nothing left.

We don't know how long it's going to be before the lawsuit is finished or how long it will be until he gets on disability.

We are not asking for the money to pay for his injections, just for money for food and to be able to pay for a storage unit for his furniture and sentimental items.

Please give what you can and help us show this to as many people as we can.