Hey everyone!

Listen, I really rather not do this and don't really expect to get the full amount but if I can get close to it that may make a difference. I am in a bind and if I don't get this down I will have to move which I don't have the means to. So I'm hoping to get this down to a reasonable amount that satisfies them. But also shows that I can pay. I let this get out of hand, and this is my way of trying to fix my mistake. Please help me. Again, I don't ask for help. It sucks. But if you can lend a bit to this cause I'll appreciate it. Thank you for reading.

Christopher.