Bill/Linda Davis Flood Restoration
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On the evening of Saturday, April 1, 2017, Bill Davis left Brandon and headed to a hotel in the Mississippi Delta to be close to his job as part time Minister of Music at a church in Leland.
The next day, after a full Sunday of services and rehearsals, he went looking for a bite to eat. Rain had been falling all day and the restaurant floor was slick. The 70-year-old soon found himself flat on his back. He left to buy some pain reliever at a local store and came back to the parking lot to find that his car had been sideswiped. Because it was so late, he went back to the hotel for the night.
Back in Brandon, Linda was home from working in childcare at Pinelake Church on a stormy Sunday night. Her cell phone had stopped working properly several weeks back, but she hadn't replaced it yet.
About 15 minutes into the evening news, her television froze. She noticed water seeping into the house and began to frantically grab what she could and get it to higher ground. The landline phone had stopped working at the same time that cable went out and she had no way to alert anyone of the disaster.
Early Monday morning, their daughter saw some concerning reports of local flooding. Joylin couldn't get her mother on the phone so she asked her husband to check on things in his 4WD truck.
Flood waters had receded some, but Keith still had to park several blocks away and trudge through flooded yards to reach his in-laws' house. He found Linda, alone, still trying to salvage what she could out of the muck.
In the following days, many people came to help them pack all their belongings and move those to a storage facility. The meager advance they were given by their FEMA flood insurance was quickly spent on demolition and mold remediation.
Fast forward to the second week in June. No work has been done on the house in over four weeks because there is no insurance money flowing.
Hopes of any minor upgrades to the 30-year-old home were dashed when the adjuster's estimate came back at half of what it will cost to repair the home to its prior state.
Their contractor has filed an addendum, but there has been no response from the insurance company, to date.
This property had never flooded before. Now, it appraises for less than the Davises owe on their mortgage. The house only got about 4 inches of water, but everything the floodwaters touched that wasn't metal, plastic, or solid wood had to be disposed of.
They had no contents insurance.
This fund was set up by Joylin Simpson, daughter of Bill and Linda Davis, to aid them in:
- meeting their $5,000 insurance deductible
- replacing damaged furniture
- possibly installing a handicapped-accessible shower
- moving back into their home once it is repaired
Thank you for your consideration!
The next day, after a full Sunday of services and rehearsals, he went looking for a bite to eat. Rain had been falling all day and the restaurant floor was slick. The 70-year-old soon found himself flat on his back. He left to buy some pain reliever at a local store and came back to the parking lot to find that his car had been sideswiped. Because it was so late, he went back to the hotel for the night.
Back in Brandon, Linda was home from working in childcare at Pinelake Church on a stormy Sunday night. Her cell phone had stopped working properly several weeks back, but she hadn't replaced it yet.
About 15 minutes into the evening news, her television froze. She noticed water seeping into the house and began to frantically grab what she could and get it to higher ground. The landline phone had stopped working at the same time that cable went out and she had no way to alert anyone of the disaster.
Early Monday morning, their daughter saw some concerning reports of local flooding. Joylin couldn't get her mother on the phone so she asked her husband to check on things in his 4WD truck.
Flood waters had receded some, but Keith still had to park several blocks away and trudge through flooded yards to reach his in-laws' house. He found Linda, alone, still trying to salvage what she could out of the muck.
In the following days, many people came to help them pack all their belongings and move those to a storage facility. The meager advance they were given by their FEMA flood insurance was quickly spent on demolition and mold remediation.
Fast forward to the second week in June. No work has been done on the house in over four weeks because there is no insurance money flowing.
Hopes of any minor upgrades to the 30-year-old home were dashed when the adjuster's estimate came back at half of what it will cost to repair the home to its prior state.
Their contractor has filed an addendum, but there has been no response from the insurance company, to date.
This property had never flooded before. Now, it appraises for less than the Davises owe on their mortgage. The house only got about 4 inches of water, but everything the floodwaters touched that wasn't metal, plastic, or solid wood had to be disposed of.
They had no contents insurance.
This fund was set up by Joylin Simpson, daughter of Bill and Linda Davis, to aid them in:
- meeting their $5,000 insurance deductible
- replacing damaged furniture
- possibly installing a handicapped-accessible shower
- moving back into their home once it is repaired
Thank you for your consideration!
Organizer and beneficiary
Joylin Davis Simpson
Organizer
Brandon, MS
Bill or Linda Davis
Beneficiary
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