Edit: we just found out we can't get an equity loan because we are behind on payments by 2 months and you have to have been current for a full year.

As some people know Micah and I have been struggling for a while but doing our best to keep going, unfortunately over the summer I fell behind on our house payments but I thought that we were about to get ahead of those with school starting back.

What I didn't know and found out today is that they have increased our house payments to over $1,800 (it was 800 and the increase is due to a change by the Home Insurance) and that started in July but they did not let us know that they were doing so. With that knowledge we are currently behind over $5,000 on our house and I don't know how we are going to be able to keep the house but we are trying everything from a home equity loan, this GoFundMe, and looking into bankruptcy.

On top of that we have also been behind on our water (currently a little over $200) and our sewer/trash (also a little over $200)

Without the drastically increased house payment I probably could have gotten things back under control but with this increase and no warning on it we are within 2 weeks of them forclosing our house.

If you can help in any way or you know someone that can we really really need it.

Thank you, Twyla and Micah