To keep a long story short, I recently had to replace my transmission, which was very costly, and I fell behind on my bills, so I canceled my insurance. Last night, a kid speeding through an intersection ran a red light, hitting my vehicle. They did not have insurance either.

I am a single father of twins (their mother passed away in a car accident 2 years ago), and I had to empty what savings I had to get my transmission replaced. Now, I have no extra funds to fix my vehicle. I would appreciate any help anyone is willing to give.