Hi I'm Colin and for the last 9 days I've been helping out in the village of Winterborne Kingston where I live delivering sandbags. Manning road closures and generally doing what I can to help the residents with flooded homes. Unfortunately I'm self employed and have earned very little during this period I don't want praising for what I done I would genuinely help anyone I could if I can even lending a resident I didn't know from Adam £10 to get the bus to town one day as she never had money for the fare and yes she did drop the money back after she got to town. Unfortunately during my volunteer work I had an accident in my wife's 4wd truck and I'm left with a repair of £1100 to repair it. I'm only a named driver on my wife's policy. I would rather repair truck without going through insurance rig morale and effect any future no claims we don't have protected and a £750 excess. I've a friend carrying out the work at his body shop and is more than willing to help me with a very cheap repair and pay him as and when I can. I really don't know what else to do and worry till the point it's making me suffer through anxiety. So I thought I would ask for help. Thank you in advance Colin