Accident left single mom of 3 with no transport

Hi my name is Kat and I was just in a bad car accident, my car is my life line as a Single parent of three and a mobile Hairstylist. I have insurance on the car but apparently somehow they don’t cover my car damage. I know I can go through a lawyer and lawsuit, but that takes time I don’t have. Also it is not a guarantee that I will win. Most important is right now to get a vehicle ASAP and get back moving because of the lost time due to my injuries. My Van was a dream come true and I just had put over 800$ in it to maintain and fix it up recently. This crash is the worst thing that could have happened for us this time off year. Where I am located there is not a lot of public transportation and Uber and Lyft costs way to much to get everyone around . Any help is appreciate from the bottom of my heart ❤️