I hate asking for help, I’d rather be the one helping someone else, but we are desperate, and we are trying our best.
For the last three years, we’ve lived with my in laws, as we have tried to pay off debt that was accumulated through medical expenses and unexpected loss of income. We had a large amount paid off, but had a multitude of medical expenses after the birth of our second son, because he was preterm and needed medical intervention to breathe. That combined with the hope in my growing business, had me loaning myself money to build supplies and tools to expand.
Covid has been really rough for so many people, and my in laws are not an exception. After over thirty years of running a steady business, the news of covid brought with it lack of jobs, and lack of resources. We were unexpectedly informed that my in laws were heavily in debt due to it, and were going to have to close their business and sell their house to pay that debt off.
That being said, our debt to income ratio is so high, we cannot qualify for a loan to purchase a home without paying it off. I'm asking for help because I need to know I can provide a place for my children, I need to know that we will be okay. I am going out of my way to try and gain income to start paying things down, and I'm hoping with your help, we can make this work.
I appreciate you all more than you know.
- Katie Ketchum
- Caitlyn Schwarz
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