Hello everyone,

This is not easy for me to share, but I’m reaching out because I truly need help.

Over the past few years, I’ve been struggling with depression, and it has impacted many areas of my life including my finances. During some of my lowest periods, I relied heavily on credit cards just to get by. What started as a temporary solution has grown into overwhelming debt that I’m now working hard to manage

I want to be transparent about the steps I am taking to move forward:

• I have created a strict monthly budget and reduced all non-essential spending.

• I am actively working on a structured repayment plan to reduce my credit card balances.

• I am prioritizing consistent payments and avoiding any new debt.

• I am focusing on improving my mental health so I can stay steady and committed to rebuilding my financial stability

In addition, I am in need of a reliable vehicle. I am researching affordable, dependable used cars and exploring cost-effective options. Having safe transportation would allow me to get to work consistently, attend appointments, and rebuild my independence.

My goal is to pay down my credit card debt so I can breathe again financially, and to purchase a safe, dependable vehicle that will allow me to move forward with confidence.

If you’re able to donate, no matter the amount, it would mean more than I can express. If you’re not in a position to give, sharing this page is just as appreciated.

Thank you for taking the time to read my story and for any support you can offer.

With gratitude,

Lee-Ann Herbert