My name is Adam. I’m a father, a husband, and a full‑time worker doing my best to provide a stable life for my family. I’m a Christian, and although I try to live responsibly, the last few years have brought financial and relational difficulties that I haven’t been able to overcome on my own. My wages simply can’t cover the debts anymore, and I’m asking for help so I can rebuild our life with dignity.

Over time, the cost of living, loan repayments, and unexpected pressures pushed us into a situation where my monthly income (£1,100 net) is no longer enough to cover the debts. Every month I fall behind, borrow more to survive, and the cycle keeps growing. I work full‑time and have been doing everything I can, but I can’t overcome this alone anymore. My biggest motivation is to create a stable, peaceful home for my daughter.

How the funds will be used? 

The £20,000 will be used only to pay off debts:

Bank loans & overdrafts: £19,400
Monthly repayment: £260, which I can no longer keep up with

Friends & family: £2,000 People who have been waiting a long time without repayment

Clearing these debts would stop the cycle of borrowing and finally give us a clean, stable foundation.

How this will change our lives?

With my current income, I cannot keep up with the repayments, and every month the situation gets worse. Your help would give us a fresh start, no more borrowing, no more sinking deeper, no more fear of the next bill. It would allow me to focus on working, supporting my wife, and being the father my daughter deserves.

I know times are difficult for many people. If you’re able to donate or even just share this page, it would mean more to us than I can express. Thank you for reading and for any support.