Our dear friend Paul Crescimone is facing one of the hardest seasons of his life—dealing with cancer, multiple musculoskeletal disorders, and frequent hospitalizations due to heart and respiratory issues. These co-existing conditions have not only trapped him in a state of chronic pain, but they have also left him immobile requiring a walker and wheelchair to move. Sadly, Paul's immobility forced him to give up his beloved teaching career, as he could no longer manage the travel to and from school or perform even the most basic duties associated with teaching. As a result, he lost his salary and health insurance. And despite his struggles, Paul has been supporting his son, who is also dealing with health issues and is unemployed. Today, Paul has depleted his entire savings and accrued growing debt to stay afloat. He's borrowed as much as he can and now has no place else to turn to for help. Our goal is to support and empower Paul to first, immediately stabilize his health, reduce pain, and get back on cancer and heart medications. Secondly, begin to improve his health, enabling him to pursue a path toward financial self-sufficiency and better quality of life for himself and his son.

Please read on to learn of Paul’s clear-headed plan to accomplish this. We have faith he will.

Paul’s Health Challenges

• Prostate cancer / surgery / radiation / ongoing medication.

• Osteoarthritis / both knees / bone-on-bone / pain & immobility.

• Herniated discs / lower lumbar / pain & immobility.

• Coccydynia / pain in the small bone at the bottom of the spine.

• Frequent hospitalizations for heart and respiratory complications.

Paul’s Financial Challenges

• Forced to give up teaching. No salary, no health insurance.

• Depleted all savings.

• Borrowed where he could and accrued debt, which is growing.

• Limited Social Security can’t cover all medical, living & debt expenses.

• Paul vacated apartment in May, resides with his newlywed daughter.

• Not enough space to accommodate his son.

• Got off medications.

Paul’s Plan to Reclaim His Health, Independence & Life.

August '25 – Mid-January '26

• Purchase insurance through the ACA (Affordable Care Act) marketplace. • On 65th birthday in January, cancel ACA insurance and begin Medicare.

• Stabilize health.

• Immediately resume post cancer and heart/respiratory medications.

• Treatment to reduce pain in compromised knees, back and tailbone.

• Next, to improve his health (procedures, surgery, therapy, etc.)

• Contingently, pre-qualify for SSDI (Social Security Disability Income).

• Contingently, pre-qualify for Medicaid supplemental income.

• Work with son to find employment with insurance benefits.

Mid-January – July 26

• Start Medicare.

• Continue to improve health (procedures, surgeries, therapy, etc.)

• Gain collective Doctors prognoses for mobility moving forward.

• Based on prognoses, identify best path to self-sufficiency forward.

• Path 1 Return to Mobility: Build plan to return to work within the year.

• Path 2 Semi-Mobility: Plan to work from home part time within year.

• Plus, act on pre-qualified Medicaid part time income under the cap.

• Path 3 Poor Mobility. Act on pre-qualified SSDI.

GFM Plan Goal

• Paul has a budget forecast for August '25 – July '26

• Medical insurance premiums/copays/OOP through the ACA Aug - Jan.

• Medical insurance premiums/copays/OOP through Medicare Feb-July.

• Debt service.

• After Social Security, the forecasted shortfall to cover plan is $13,500.

We don’t need to sell Paul. Most of you know him. Great guy. Stand up. Giant heart…who’s been dealt a really tough hand for now. We humbly request your donation if you can, but either way, we ask that you please keep Paul, the success of his journey, and his family in your thoughts and prayers.

Kindly,

“Team Paul”

Pat Kempf

Tom Moroch

Saeed Zaman

Lisa Wellington

Carol Dodson

Bryan Theis

Brittany Aubert

Paige Littleton

Allyssa Rutherford

Kevin Page

John Shannon

Manny Cortez