My Life Back on Track

Hello, my name is Kyanne but most of you call me Pepper. Since I moved to Florida, I had my identity stolen . This greatly impacted me since it was right in the begining of my credit history. I had just turned 18 when I moved there. Fun, right?

After struggling, i was scammed into buying my car 4,000 over what it should have been with high interest and payments.

I am now 21 and trying so hard to live life through the struggles. Finally coming to a solution. I am going to give my car back to the bank and start fresh. Yes, a lot of you say this isnt the way to go. But its the best way with a bad credit already.

I currently have a chance to get a Miata with a loan from someone but I am trying my hardest to pay off a couple things on my credit as well so just want to pay back this person so I can really strive hard to work on my credit and actually have a life.

I have gone through two credit unions and a couple financial places only to get turned down.

This money that Im saving up is just one step closer to being back on track. I am in desperate need for help.