So this is the last thing I ever wanted to do and at this rate it is the only option. We are very behind on bills which is a whole other story. I cannot work anymore jobs as I am working now so that is not an option. Our kids also need time and attention as well, and they will not be fatherless with a father having to work all the time . Right now , we need to catch up on the water bill, the electric bill, and a couple other outstanding bills such as preschool. We are also waiting on an income tax check which we probably won’t get what we are supposed to get so I am not depending on that right now.

Yes, I have managed to thankfully consolidate debt which has helped but it still is not enough . I never thought in a million years I would have to do this.

Thanks and every little bit helps