This is to help with Richard's final expenses. We thought we had more time for a backup plan.  As he got older I just wanted him to enjoy his retirement as best he could with going through dialysis.  thank you for your support. Found out that there is no help for widows out there, except if you're 60 then you are able to receive social security. Unforetunetly i'm not 60.  Can I just have my husband back please?