help me and my family get our lives back

Hello I am 41 years old and I have multiple sclerosis. I am married and have an 11 year old son. this disease is destroying us all. I need so much help. I can't walk anymore, drive, or lots of daily activities I am still at home   and my husband has been taking care of me. there are many days that my husband can't work because he has to stay home and take care of me so he doesn't get paid. we live paycheck to paycheck and this has become very difficult to do that anymore. we can't afford to pay for someone to come into the house and help me and insurance doesn't cover this either. I need help with medical bills, medical care at home and I would love to get a handicap van and electric wheelchair. I would love to be able to leave my home by myself, be able to pick up my son at school if need be, go shopping. I hate being stuck in the house. I would love to be out enjoying my life with my husband and son. I feel horrible for my husband he's always so stressed about either bills being paid or if he is at work hes so worried about me. I barely make it to the bathroom by myself. I fall a lot, the ambulance is always here picking me up from the floor. All of this really bothers my son. I just want to be able to get back some form of normal at home. I desperately need physical therapy at home. there are no programs out there that can help because supposedly my husband makes to much money which can't be more than 25,000, or I am not old enough. anything you can do to help out me and my family would be so greatly appreciated. maybe we can get back some normal. I would love to be able to go out anywheres with my son, it's not fair to him at all. I have had MS now for about 8 years and I just keep getting worse. I am looking right now about maybe trying to get stem cell done. it's sounds very very promising but of course need money for that because insurance won't pay.  it will be 30000.00 to have stem cell done and i really want this done. Thank you for taking the time to read my story many happy wishes for you and your family. Have a great day!