When I was 9 my father passed away leaving my mother with the burden of raising 3 boys of which one, me, was severly handicapped. She worked in a nursing home for retired Nuns cleaning bed pans amongst other things to make ends meet in order to pay off the house in Long Island, NY. In 2002 my mother passed away and left me a small inheritance which enabled me to put a small down payment on the home we are currently and desperately trying to save in Ormond Beach, FL. The home is all we have and is in great need of many repairs from a leaking roof, bad plumbing and electrical, and floors collapsing due to age and settling. Our house was built in the early 1900's.
We are now 8 months behind in mortgage payments and we can barely keep our utilities on, and struggling to keep our truck. We're trusting and believing God for a miracle. It's not easy to ask for help, but at this point I have to swallow my pride, step out and ask for others help in order to keep my family sheltered.
I hate to use the word desperate but it is the only word I can think of to describe our situation. We are trying to negotiate a mortgage modification with our bank which has been disapproved once already but we're still trying again with another one,
which seems like its taking forever. If we do not get approved for a modification, we will be forced by their proceding with a forclosure and in turn as a last resort, try and sell our home and lose the inheritance that was paid for by the blood, sweat, and tears of my mother. May God bless you all for hearing our heart. Please help us save our inherited home. No donation is too small or will go unnoticed. Thank you!
Joseph & Terri Almo
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