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Nix needs Help

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Hi my name is Nix
In 2019, I had to flee my very abusive 10-year marriage *overnight*... which left me and my 3 kids penniless, whilst i finished my paramedic studies

I had to take a personal bank loan of R200k in order to pay my divorce lawyers.

During covid, I lost my job as a front-line worker and was unemployed (home-schooling my kids for over 8 months)

I had to take another direct personal loan of R25k in order to pay my monthly bills.

In December last year, I moved to Cape Town (because my ex was getting re-married & in order to stay close to my kids)

I have since been unemployed for 4 months, needing to take another R37k loan in order to survive and trying to rebuild my training business from scratch

*My total debt now is:
R255233.00 *(£13294.58)*

I have now been contacted by the bank, and I am now under *official debt review*

On top of all of that, I have been diagnosed with cervical cancer cells and kidney stones and zero financial means to see a doctor for desperately needed surgery.

I am completely depleted and hopeless

I finally managed to get a medic job and started last week (with minimum wage), and at 28%, the bank interest it seems every bit of money I make is going directly towards the bank fees & debt

I have zero money left at the end of the month to buy groceries or nessesitites for my kids.

This debt is killing me, and I am more than stressed

I don't know what else to do but to ask for help!!

My nr 1 goal is to once and for all *settle my debt* so that I can finally move on with my own life and live!!

I just want to live

I want my children to have the basics and not constantly see their mother struggle

I have been stuck in this financial limbo ever since 2019, and I just can not see a way out of this dark hole.

It seems these debt repayments are a "whole in a boat," and I keep shoveling out the water, but the boat is sinking."
(I am sinking)

I am in a deep depression at this point, and having my kids see me cry on a daily basis is heartbreaking

In my last effort for help, I am reaching out to ALL of you!!

*Please, please, please* would you consider helping me??

Would it be possible to reach out to other Geman friends and start a fundraising campaign on my behalf?

I have Pay Pal and direct banking details for any kindness and generosity.

I would be eternally indebted to anyone who is kind enough to help me!!✨

Please feel free to share this message and reach out if you have any questions.

I am an open book and completely vulnerable at this point

Sending so much love & gratitude ✨

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Organizer

Nicole Morrison
Organizer
Saarlouis, Saarland

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