Recently, my car was a total loss while I was parked at work. My car was hit by a semi-truck. Unfortunately, my insurance only paid $12,000 for my car. I still owe $17,000 on my car. Not only do I owe $5,000 for a car that is no longer in my possession, but I am now without a car.

Being a single mom of 3, having a car is very important. If you can help with anything, it will be greatly appreciated.