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Thank you for taking the time to read my story. I am a single mom to a beautiful and smart 10 year old girl. On August 10th 2023 we were in a car accident. I was not at fault. My car was totaled and we both got injured. The MRI results revealed 4 herniated discs in my lower back and I have one in my neck as well. My daughter's hips was injured due to the seatbelt and she is in pain every day. I don't have any family here and my mom lives in Scandinavia and has nothing to help us with. I've been a personal trainer since 1997 and I have always worked 2-3 jobs to support myself and my daughter so I am not afraid of working hard. We are domestic violence survivors and I am an ambassador for Women in Distress trying to raise awareness about abuse. I have for the past 8.5 years also worked as a server at Cracker Barrel along with personal training and I had just started my own business as a Realtor when this happened. I have now lost the ability to work as a server and to work as a personal trainer and I'm struggling to get by. I only receive $400/month from her father and he doesn't contribute with anything. When the accident happened, there was a police officer on duty a few cars behind me who has the whole thing on camera and there was also a witness. The other party only has the minimal insurance and when bills are paid I get nothing. We both get treatment 3 times per week and I have to pay back 20%. I was able to borrow money from a couple of friends toward a vehicle with the intention of paying it back when I get back on my feet. On top of all this, I just received an extra assessment on my condo for $35.889 if paid in one lump sum or $541,66 per month for 7 years (total of $45.000 with interest). I have no idea how to handle this. I have ruined my credit score because I have had to max out my credit cards, I can't get a loan because I just started my business, I don't have any funds to market my business and I am in so much pain every single day. I refuse to give up because of my girl but I don't know what to do. I don't spend money on anything else but her and I can't let her down. I am begging for help to pay my bills until I can get back on my feet. Any help will be used to pay my mortgage, any medical bills I'll be receiving, food, utilities etc. My mortgage is $1238/months. HOA is $630/month. Any proof of bills, accident (pictures/crash report), MRI, etc. can be provided. I can also provide proof that whatever we are being blessed are truly being used to what it's intended for. Please help us, I can't lose our home.
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    Organizer

    Charlotte Andersen Terna
    Organizer
    Deerfield Beach, FL

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