Broken Pieces
Donation protected
I can’t even describe what this feels like. I’d say writing this has been one of the hardest things I have ever even fathomed I’d have to do, let alone actually do it.
With the way of the world, it feels selfish to ask for help. An obvious “first world problem”, as they say, and I realize how fortunate I am despite the circumstances… and yet, it’s been so hurtful and so harmful to me.
Let me start with what I am proud of.
I recently bought myself a new (Lexus) car on July 21, 2022! This would be my first major purchase in my life and over the last four years, I’ve been driving the “salvaged” vehicle that was a recently “t-boned” in, and aside from the mechanical meltdowns, it had become a serious eye sore. It was steadily falling apart. I gracefully took on all the jokes and the looks knowing that I was working vigorously on my credit so that I can make this purchase on my own. I was by the book. I researched cars for months. I had a nice chunk of change to put down. I made sure when I left the dealership I had the highest in a protection type of warranty and gap insurance. I chose a Lexus because I drive a lot for work and I learned about the quality and how great of a car it would be for me. I was also determined to buy something I loved. And so I did. I was very excited to have finally made a purchase I was truly proud of. And a month later it was ripped away…
I’m the midst of all this car stuff, I was dating a guy. We’ll call him X. We’d been having a nice time but I was seeing some red flags that ultimately decide we weren’t a good fit. I decided to write X a letter and inform him of my decision. He asked to speak after his work day and I agreed.
The discussion didn’t go on long before I asked him to leave. He was showing signs of hostility and aggravation and I had never seen him behave this way previously. He began mumbling and pacing around my apartment. He started foam at the mouth and before I knew it he was punching himself in the face. I immediately asked him to leave. He threatened suicide.
After what felt like hours, I was able to trick him into walking outside. I locked all my doors and told him we could talk the following day. He did not accept.
For the next two days he would come back loitering around my apartment knocking on my front and back door, banging on my bedroom window until on the second night he came back at 1 AM. He broke inside and stole y sons graduation savings) cash, the keys to my new Lexus and ultimately stole and totaled my car.
At 5 AM the police nearly broke down my door. Helicopters were outside swirling above and I was awaked by screaming police men warning anyone in the house to show announce themselves.
X broke in while I slept. He drove my new Lexus off of a ledge and into the LA River embankment. The car is in a million pieces. Totaled. Trashed. The scene of the crime was so violent the police suspected I was in danger. And while I realize that he could have taken my life, it all just hurts still.
This story gets worse.
My insurance won’t help. In fact, Keith Jackson of Keith Jackson Agency laughed at me when I told him what happened. Following a shrewd “you’re F***ed!” The actual insurance provider, Kemper simply sent me a letter telling them I won’t be covered and that my full coverage policy that I provided to the dealership was my moms. I’m a “driver” on a policy in which my mother is a “policy holder”. It’s a stolen vehicle. A total loss. Kemper will not cover me for this regardless
I have not slept home alone since this incident occurred a month ago. Friends and family have all come to support and protect me however they can.
X is on the lose and the police informed me I have no case. There were no witnesses and because he had previously been in both my home and my car, their hands are tied. I have since found out X lied about his car, as it is a stolen vehicle. His job, I called to see if he’s showing Face and HR has never heard of him. He’s a seasoned identity thief and I was possibly a potential victim of that as well.
I’m asking for help here because $30K is a lot of money to me. I still need a car and I’m being held financially responsible for something I can’t use. The tow company that towed the car out of the river called today, informing me that if I don’t pay ($4k+) they’ll soon take legal action against me.
I’ve called lawyers, programs, info lines, friends, family etc. Everyone has the same idea and no actual clue on how to help.
If you’re reading this and can donate, I’m forever grateful and my appreciation runs deeper than could ever express.
If you’re reading this and have any info that can help me out, I’d appreciate that so much too.
If you’re reading this and can only send prayer, thank you from my whole heart. The healing has yet to begin, but it’s coming.
Thank you for reading this.
Let me start with what I am proud of.
I recently bought myself a new (Lexus) car on July 21, 2022! This would be my first major purchase in my life and over the last four years, I’ve been driving the “salvaged” vehicle that was a recently “t-boned” in, and aside from the mechanical meltdowns, it had become a serious eye sore. It was steadily falling apart. I gracefully took on all the jokes and the looks knowing that I was working vigorously on my credit so that I can make this purchase on my own. I was by the book. I researched cars for months. I had a nice chunk of change to put down. I made sure when I left the dealership I had the highest in a protection type of warranty and gap insurance. I chose a Lexus because I drive a lot for work and I learned about the quality and how great of a car it would be for me. I was also determined to buy something I loved. And so I did. I was very excited to have finally made a purchase I was truly proud of. And a month later it was ripped away…
I’m the midst of all this car stuff, I was dating a guy. We’ll call him X. We’d been having a nice time but I was seeing some red flags that ultimately decide we weren’t a good fit. I decided to write X a letter and inform him of my decision. He asked to speak after his work day and I agreed.
The discussion didn’t go on long before I asked him to leave. He was showing signs of hostility and aggravation and I had never seen him behave this way previously. He began mumbling and pacing around my apartment. He started foam at the mouth and before I knew it he was punching himself in the face. I immediately asked him to leave. He threatened suicide.
After what felt like hours, I was able to trick him into walking outside. I locked all my doors and told him we could talk the following day. He did not accept.
For the next two days he would come back loitering around my apartment knocking on my front and back door, banging on my bedroom window until on the second night he came back at 1 AM. He broke inside and stole y sons graduation savings) cash, the keys to my new Lexus and ultimately stole and totaled my car.
At 5 AM the police nearly broke down my door. Helicopters were outside swirling above and I was awaked by screaming police men warning anyone in the house to show announce themselves.
X broke in while I slept. He drove my new Lexus off of a ledge and into the LA River embankment. The car is in a million pieces. Totaled. Trashed. The scene of the crime was so violent the police suspected I was in danger. And while I realize that he could have taken my life, it all just hurts still.
This story gets worse.
My insurance won’t help. In fact, Keith Jackson of Keith Jackson Agency laughed at me when I told him what happened. Following a shrewd “you’re F***ed!” The actual insurance provider, Kemper simply sent me a letter telling them I won’t be covered and that my full coverage policy that I provided to the dealership was my moms. I’m a “driver” on a policy in which my mother is a “policy holder”. It’s a stolen vehicle. A total loss. Kemper will not cover me for this regardless
I have not slept home alone since this incident occurred a month ago. Friends and family have all come to support and protect me however they can.
X is on the lose and the police informed me I have no case. There were no witnesses and because he had previously been in both my home and my car, their hands are tied. I have since found out X lied about his car, as it is a stolen vehicle. His job, I called to see if he’s showing Face and HR has never heard of him. He’s a seasoned identity thief and I was possibly a potential victim of that as well.
I’m asking for help here because $30K is a lot of money to me. I still need a car and I’m being held financially responsible for something I can’t use. The tow company that towed the car out of the river called today, informing me that if I don’t pay ($4k+) they’ll soon take legal action against me.
I’ve called lawyers, programs, info lines, friends, family etc. Everyone has the same idea and no actual clue on how to help.
If you’re reading this and can donate, I’m forever grateful and my appreciation runs deeper than could ever express.
If you’re reading this and have any info that can help me out, I’d appreciate that so much too.
If you’re reading this and can only send prayer, thank you from my whole heart. The healing has yet to begin, but it’s coming.
Thank you for reading this.
Organizer
Candace Starks
Organizer
Glendale, CA