Hi my name is Ralph,

On November 30, 2024, our home was completely destroyed by a fire. In just one night, my family lost everything — our belongings, our stability, and the place we called home.

We are a family of five, including a 10-year-old child, and I am the only source of income OAS. Since the fire, we have been struggling every day to stay afloat. Even though the house is not livable, the city is still charging us ¾ of the utility bill —

I am paying $365/month for insurance, a $1,200 mortgage, and $1,700 rent simultaneously, just to keep a roof over my family’s head until the home is rebuilt. The estimated completion date for the rebuild is March 2026, which means we still have a long road ahead.

Unfortunately, the insurance does not cover the flooring. When the government turned the water back on in the duplex, additional damage occurred, and the contractor is charging an extra $10,000 — an amount I cannot afford. To fix the flooring

How the funds will be used:

Cover rent until the home is rebuilt

Pay for the $10,000 flooring cost not covered by insurance

Keep up with mortgage and essential bills (utilities, insurance)

Provide my family with a safe and stable place to live

This fundraiser is important to me because I want to provide safety, stability, and hope for my family during this incredibly difficult time. Every donation — no matter the size — brings us one step closer to rebuilding our lives.

If you are unable to donate, sharing this page also helps immensely. Thank you so much for your support and kindness.