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Dear God, Please Help Me!

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As you may or may not know, I am Christopher Kendrick. I am a lifelong resident of Albany, NY, and attend the Cathedral of All Saints in Albany. I worked for 25 years at Bank of America as a data capture operator, having seen my job ending in October, 2012 for lack of work. Since then I've been jobless, except for a three-month job with New York Tax and Finance between March and May, 2016. Over all that time, I exhausted all my financial resources, including my pension which I thought I'd never touch. One of those expenditures was $15,000 from my 401k to help my brother out with some legal issues. So now, I have no money. I do, however, have several outstanding bills. These include a $900 tax bill to the state, which I thought I would get paid before this, as well as a National Grid bill for over $1,000, which I need to deal with immediately, and I'm worried about having the power shut off if I don't. Then there's the mortgage, which I'd been faithful in paying until the past year. HSBC has been working with me on this and put me on a forbearance plan so I would pay less for about six months, then they would review things to see how they're going. As with the power bill, I'm in default, and am afraid of losing the house in the next few months if something doesn't change soon. Actually, I stiil have about $20,000 plus interest and escrow to go on the mortgage, but I have no illusions about getting the entire balance paid off any time soon, although it would make things a lot easier for me (and it would be great for my credit score). In addition, no money means no way to pay for transportation to job interviews, so I don't see myself back to work anytime soon. Therefore, I need this money coming in pretty much immediately. I decided to lower this goal a bit, thinking I may still be asking too much. I can't tell you how much I can't stand this situation, and there's little I can do about it. So I will be eternally grateful for as much assistance as can be offered, and as soon as possible. And please, let everyone you know about my situation and to contribute. I don't want to lose my house or my power because of something beyond my power. Thank you.
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    Christopher Kendrick
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    Albany, NY

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