Help me pay off a predatory loan and car damage!
Donation protected
Hi Everyone!
As of January 3rd, I updated the campaign quite a lot, I’m hoping kind and generous people out there can help me out of a difficult financial situation. I’ll try to make this short and to the point. I am having some financial difficulties and getting them under control will take a group of complete strangers who are willing to help a girl out.
I’ve revised the campaign a lot in the hopes that a smaller goal will help bring out the best in everyone and speed me along. Since starting this endeavor, I’m surprised at how much negativity I’ve recieved. I guess these sort of platforms are rife with fraud and my attempts to share my story have been a total bust. So before I bore you to death, here is my story of woe.
My dilemma!
So after losing my job a few months ago I started using my credit card as a temporary means to stay afloat. I had hoped to get a new job right away but had no luck. Meanwhile I maxed out my credit card and in desperation, went online and took out a personal loan for $3000. Without reading the fine print and thinking I could pay it back right away I quickly accepted. It wasn’t until later that I came to understand the interest rate on this loan is over 30%.
Yeah I F’ed up...
So come January 1st, the 1st payment on the loan is due, and I don’t have it. If that isn’t the least of my worries, my car got hit early in December and whoever struck it just left... My insurance copay is $500 dollars. So I’m driving around right now with my front fender dangerously rubbing near the tire.
I made some poor financial decisions as well as having some bad luck. Please help if you can. If not monetarily, then by spreading the word. I’ve found that sharing my plea is the hardest part. Feel free to message me with any questions or comments.
Thanks everyone!!
Happy 2019
My big worries
2700 - Online loan (A 150 ‘processing’ fee too)
500 - Insurance deductible
As of January 3rd, I updated the campaign quite a lot, I’m hoping kind and generous people out there can help me out of a difficult financial situation. I’ll try to make this short and to the point. I am having some financial difficulties and getting them under control will take a group of complete strangers who are willing to help a girl out.
I’ve revised the campaign a lot in the hopes that a smaller goal will help bring out the best in everyone and speed me along. Since starting this endeavor, I’m surprised at how much negativity I’ve recieved. I guess these sort of platforms are rife with fraud and my attempts to share my story have been a total bust. So before I bore you to death, here is my story of woe.
My dilemma!
So after losing my job a few months ago I started using my credit card as a temporary means to stay afloat. I had hoped to get a new job right away but had no luck. Meanwhile I maxed out my credit card and in desperation, went online and took out a personal loan for $3000. Without reading the fine print and thinking I could pay it back right away I quickly accepted. It wasn’t until later that I came to understand the interest rate on this loan is over 30%.
Yeah I F’ed up...
So come January 1st, the 1st payment on the loan is due, and I don’t have it. If that isn’t the least of my worries, my car got hit early in December and whoever struck it just left... My insurance copay is $500 dollars. So I’m driving around right now with my front fender dangerously rubbing near the tire.
I made some poor financial decisions as well as having some bad luck. Please help if you can. If not monetarily, then by spreading the word. I’ve found that sharing my plea is the hardest part. Feel free to message me with any questions or comments.
Thanks everyone!!
Happy 2019
My big worries
2700 - Online loan (A 150 ‘processing’ fee too)
500 - Insurance deductible
Organizer and beneficiary
Samantha Chang
Organizer
Nampa, ID
Jeffrey Denton
Beneficiary