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Need Help Avoiding Bankruptcy

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This is certainly one of the more difficult things I've had to do, but I need some help.  My name is Steve.  I live in Baltimore, Maryland and I have spent most of my adult life working in public service doing my part as a good citizen. 

Working in the public service isn't easy, we certianly don't do it for the money as there is none to be had. That's ok, I really like what I do and I like to think that I'm doing good work for the people of Maryland.

Unfortunately, I do have bills. A lot of them, student loans, cable, electric, credit card, rent, insurance, etc.  For the most part, I've been able to keep them in check, but lately they've caught up to me.  My rent has been increased, my cable bill has gone up, and years of low salary has resulted in high credit card debt.  I know, that's certianly my fault. 

In the last month, in a last ditch effort to stay afloat, I've had to put my electric bill on a smaller payment plan just to pay off one month's bill and was able to shuffle a student loan bill until after my next paycheck. 

I need help.  I won't be able to meet the minimum payment for my credit card and I'm going to have trouble paying that very student loan bill I moved around. 

I'm not asking you to solve all my troubles as that would be taking the easy way out and I'm not like that.  But I need help. Just a little. This money will help reduce my credit card debt and will get me back on track with my electric bill. 

If you can help, even just a little bit, I would be most appreciated.  I would be so very grateful and I might be able to get some sleep again without worrying about how I'm going to avoid going into bankruptcy. 

Thank you in advance. 

Steve

Organizer

Steve Ackerman
Organizer
Parkville, MD

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