A Home For Daisy and Me
Hi! My name is Craig Daliessio and I'm trying to buy a home for my daughter and I.
We've had a tough road, my daughter and I. In 2008, when the economy collapsed I lost my job, then I lost my home. My daughter could live with her mom, so she had a place to stay, but her mom's husband was an abusive, cruel man and my daughter suffered terribly. I couldn't find work, and I had to protect my daughter from this monster, so I had to stay in Nashville (where we lived at the time). Because I couldn't find work, I had to live in my car. I did this for six years. It was hard, beyond words, but it allowed me to stay in her life and protect her, as best I could, from the abuse getting worse. I tried everything. I was hired by three companies who all eventually went out of business. I even completed my Bachelor's degree while homeless, but it didn't help me get a job. It broke my heart, but my daughter needed me so I didn't give up.
Four years ago I was hired by my alma mater and we moved to Virginia. I have a good job and we live in a small townhouse, but it's time for us to have a home of our own.
I guess because of what I've been through, I won't ever trust that another catastrophe isn't around the corner, so I'm trying to buy as cheap a house as I can.
WHY IS HE CROWDFUNDING A HOUSE?
It's a fair question. I'd ask if I were you. No...I'm NOT trying to get a free house. I found a foreclosure and it's very cheap. I have already been approved for a mortgage. The problem is the house is in terrible shape and I need a construction loan to purchase it and repair it before I can put the final mortgage on it. That's the problem...Because of the condition of the house, and mostly because of the type of house it is (A manufactured house) banks won't do construction financing. So I need to come up with the purchase price ($40,000) and the money for renovations ($45,000), purchase the home, renovate it, and then refinance a permanent mortgage on it.
WHY WOULD YOU PUT A MORTGAGE ON A HOUSE YOU OWN FREE AND CLEAR?
Simple...I don't want a handout. What I'm willing to do is take a mortgage for the same amount as I raise here. Then I'll donate that money to various charities as a means of paying it forward. In a way, donors get double for their money. For every dollar I raise, my family gets help and then someone else gets help when I pay it forward.
We need a home. My daughter and I have come a long way, but it's time for us to settle in our own home and put the remainder of those bad memories behind us forever. I can't even talk about owning a home again without it bringing tears. To be able to give my daughter a home of her own. To have a lawn to cut. To hang clothes in the sunshine. To sit on the porch and look at the stars...when I was sleeping in my car for six years it was a dream I had to give up on. But now I find myself dreaming of it again and it give us hope.
Thank you for considering our cause.
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One weekend, she went to stay overnight with her friend Shirley Puinno. Shirley's mom had a yard sale that particular weekend and Daisy found two framed sketches of kittens. She brought them home with her when I picked her up on Sunday.
The next morning, I woke early, as I always do, and sat there looking at our situation. I was living in a friend's loft, sleeping on air mattresses, and I had no idea what I was going to do next.
I looked across the room to where Daisy was asleep on her air mattress and I spotted those two pictures in their frames, propped against the wall near her head. She didn't have bedroom with a wall to hang them on, so she leaned them there before she went to sleep. I had to go outside because I was sobbing and didn't want to wake her.
That was a low point for me. There would be many others. If my homelessness had ended right there it would have been painful enough a memory for the rest of my life. But it wasn't. It had only begun.
I kept those pictures. They're in my storage shed. My goal is to hang them in our house one day. That's why I'm trying so hard for this house. To finally have something of our own again after ten years. We've talked about planting another vegetable garden like we used to. Having a fenced-in yard for our dogs. Being able to wash our cars without needing a pocketful of quarters. Having neighbors that aren't transient and are separated by more than four inches of studs and drywall.
Please keep praying that this happens for us. It's much more than just buying a house.