McGrath Flood Fund
This fund has been set up to help Josh and Miranda (and their three children) with the repair and replacement of all the items damaged in their house and vehicle by the flood. Thank you for considering a donation.
As part of FEMA's Hazard Mitigation program the county can request money to buy out certain homes located in the flood plain with extensive damage.....The Winnishiek County Board of supervisors has voted to submit an application to purchase our home and a few others within the county. While this is amazing news it's not a guarantee and it is a very time consuming process.
I have spoken with Senator Chuck Grassley as well as Senator Joni Ernst who have both taken on the task of assisting our family to push this buyout to take as little time as necessary because let's face it......this is our only way out of an inevitable foreclosure otherwise.
With over $120,000 in physical damages and the emotional turmoil this has taken on our children (Lailyn in particular who is still having nightmares) there is no way for us to even consider going back.
That being said there IS more good news to share! We have been working closely with our local bank and have been approved for a "Second home" mortgage and have started the pursuit of "Rebuilding" our lives! We purchased a piece of land as high on the hill as we could find and ordered a modular home from Design Homes!
This "second mortgage" doesn't allow much wiggle room with the flooded house still on our credit report and debt to income ratio. BUT thanks to you ALL we have enough of a down payment to move forward with a beautiful little 4 bedroom home.
During this time we have been able to replace all of our furniture, both of our vehicles, and all of our clothing. What an amazing support system we have!
I have said it before and I will say it again......Thank you will never cover what we want to say to you but it's the only thing we've got.......so THANK YOU!
Please feel free to re-share this good news and possibly reach others willing to assist us in our continued efforts to move forward!
I am the Service Unit Director for the Howard-Winn Girl Scouts. Our girls and they're families have already gathered a large amount of clothing, bedding, etc for your family. I would like to know where you'd like it delivered. Our thoughts are with you.