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2 Little Girls, New Home, No Income

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UPDATE: Thank you for taking the time to read our story! A LOT has changed in the two months since this upheaval began so please read our latest updates as well for the current news about our family! ❤️

Hardly know where to begin this story, I guess I never imagined things in my life could go so horribly off kilter all at once. I've always tried to be a positive force in the universe, giving my last dollar, working hard, creating, smiling, helping, sharing; never giving up. I've always believed things will work out in the end, but here I am on an edge, and I've never been so afraid.

My name is Nick.

I grew up in a lot of houses. As a military brat the nomadic life was part of the territory but it was hard for me to feel like I never had roots anywhere.  When I grew up and had kids of my own, I was determined they would never know what that felt like. So I worked hard, went to college, started my own business teaching Aikido while working full time in a retail job.

Then one day I fell sick. Doctors and specialists spent years trying to treat my rare allergy condition called adrenergic urticaria; an allergy to my own adrenaline response. I had to stop working, I was bed ridden for the first year as any trigger like exertion, stress, etc would throw me into full body hives and terrible pain. But I didn't give up, I went back to school online, taught myself new computer based skills, started growing a new business I could work from home. Over time my condition became more manageable and it seemed things were improving. The love of my life became my bride, we had two beautiful little girls, and we were happy again.


During these struggles my lovely wife worked her tail off to provide for all of us after I'd lost my health and  income. But that came at a price. We juggled a lot of bills for years, especially student loan debts from both of our college careers. Despite trying to rehab our loans the creditors wouldn't work with us and the loans defaulted. Recently, we decided to restructure all of her debt with a bankruptcy attorney to repay our debts and be debt free in just 3 years in the hopes that we could buy the house we have been renting for the last 6 years; the only home our girls have ever known.

Seven days ago the land lord called.

Suddenly, he doesn't want to be a landlord anymore so he's selling our house now, right away, and we have to get out immediately. Despite being good tenants for all these years, they just want out, and we're out of luck.

It's like the whole world turned upside down. In a breath we went from getting ahead to falling way way behind.

Our lease affords us no rights. We were given no notice to save up money for first and last somewhere else and we were already living paycheck to paycheck. My wife makes too much at her job to qualify for programs or assistance, but not enough to break even most months. We have called every realtor, broker, and private seller in the area and no one will rent to us while we are restructuring our debt. The program that was supposed to help us reach our goals of being debt free homeowners now threatens to cast us into the street.


After days and nights of calling, hunting, pleading our only remaining option is to store the few belongings we have and move into a hotel but that will only chew through our finances; delaying the inevitable homelessness.

Then today, I saw an old story on the news about a homeless man who was a good man and people on GoFundMe raised money to buy a house and a car, even found him a job and I wondered, could this be our saving grace? Could YOU be the difference between us buying a new home or losing our way forever?

We have located an older house not far from where we live now. It's not fancy, but houses here aren't cheap unless they're on the dangerous end of town. It's close to our oldest daughter's school which is one of our primary goals so her education isn't disrupted.

The house has a quaint brick exterior and a magical backyard garden where the girls can safely play. There are enough bedrooms to accomodate us all, and enough square footage for our elderly dog to have his choice of napping corners.


The purpose of this campaign will be to meet the purchase point of a new home and buy it outright so that our credit history won't prevent us from moving into a new home. Or, Plan B, to discharge our debt and put a down payment on a mortgage for the house. Either way all funds will be used to secure a new family home and moving expenses.

Times are tough for everyone now. I feel guilty even asking for help because I know there are so many more out there who have it worse than me, folks who have fallen further, folks crying for their lost children at night. But I'm a good person. I have never turned my back on someone else asking for help, so I believe that there are good people in the world who will help us...help me, save my family.

You don't have to pledge money to be a help either, we know that's just not possible for everyone, but you can still help by sharing this page, tell our story, and by the grace of God, through many hands we may find our way home.

It feels a little strange "standing" here on the internet holding my hat out to family, friends, neighbors, and strangers for help, but things are growing desperate here. We are so so grateful for the time you've taken to read through our plight, for those who pledged, and those who have shared our page. I hope that one day I'm able to help someone else as profoundly as you have helped me and I will never be able to thank you enough!

Please continue to share our page and check back for news on how things are going, new developments, and any progress/setbacks we may encounter.

Organizer

Nick Csontos
Organizer
Belleville, IL

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