Imminent Foreclosure-No Option Left

(For direct donations, please send to my daughter's PayPal --- [email redacted] - gofundme takes a chunk of donations made here.)

My name is Janet, I am 61 years old from Charlotte, NC. I have spent the last 30 years of my married life as a home maker, raising my kids, and building a business as an equine professional. Me and my daughter are passionate about taking on rescue horses and giving them a new chance at a life. In addition to the decades of work we have put into our craft as horse trainers, we have worked for the past 6 years to transform our home on 20 acres from a run down old farm house on crop land, to a fenced equine facility with riding arenas, pastures, and jump courses with hard-earned money out of our own pockets.

It goes against everything in my nature to ask for help. I would rather struggle and find my own way. However, my current life situation has left me with no other option. 

I need a miracle.



I am seeking help via Go Fund Me because my husband of 33 years recently lost his job. He has since taken up recreational drugs, moved in with his mistress, and severed all contact from his family. As it turns out, he has been leading a double life since at least 2011. We have been unable to locate him, as he has provided a false mailing address. The bills are piling up and ruining my credit score, as they have gone unpaid, yet I have no way of intercepting the mail to make payments.


He has depleted all our savings and retirement funds and continues to take cash advances on credit cards, creating an insurmountable amount of debt. I have not been able to contact him since he up and left 7 months ago.

As it turns out, finding an additional job to cover the payments is extremely difficult at the age of 61. Before my life was turned upside-down, I made extra income by teaching riding lessons and working with rescue horses. My daughter and I work out of my home. We started from scratch and made a living teaching riding lessons, training and selling horses to good homes. The horses we re-home are rescues, many saved directly from slaughter. I have been working at a local office, answering calls and emails for the past year, and recently started a job with Empire Today as an independent sales associate. However, the commission-based income is not nearly enough to make ends meet all on my own.






My daughter, a 4.0 student, has quit school and begun working three jobs and independent work to try to help keep us afloat. We have sold off as many horses as we can to ease the financial burden, but of course there are a select few dear to our hearts that have earned their place after having endured unimaginable abuse. However, within the next three weeks, my daughter and I are trying to sell as many things as we can to try to prevent foreclosure - our beloved horses included.



See what we do with the horses we save. 
"You Saved My Life"


"Tribute to the Rescue Horses"




"Never, Never, Never Give Up"

 I have missed 9 mortgage payments so far. Foreclosure is now a cold reality, looming around the corner. I have until October 6th to stave off losing the house, where my daughter and I make our livelihood.  

I have nowhere else to go if I lose this house.  

 I need to come up with over $12,000 in missed mortgage payments by October 6th to avoid losing my home. Not to mention, my truck broke down, requiring a $1,000 repair bill. (When it rains, it pours.) 

My daughter and I are about to lose everything we have worked for our entire lives over a matter of $12,000.  We have poured our blood, sweat, tears, heart and soul into making our dreams come true, and now, after years of work, the property is finally ready for business, we are on the verge of losing everything we have worked so hard to achieve. I know that if I can prevent foreclosure, I can keep this house for good.

At this point I am drowning in debt and the future is uncertain. I am up every night worrying about where my horses will end up and how I am going to pay for these bills. Every day, my stomach is in knots. I speak to the bank and debt collection agencies, and every penny I earn is going towards paying bills - there is little left for anything else.

Although I am buried in immense debt, EVERY LITTLE BIT HELPS! Every single person who finds the kindness in their heart to contribute to our troubles is truly an angel in disguise. I cannot begin to express how grateful I am for every donation received.